

The Missing Manual For Financial Recovery
What This Book Is About
A Financial Manual for All Walks of Life
The Real Money Guide bridges the gap between financial crisis and lasting wealth, offering practical strategies tested through both success and failure. Whether you’re rebuilding after setbacks, managing a growing income, or planning for long-term security, you’ll find guidance that works in real life, not just on paper.
What makes this guide different is its foundation in lived experience. The same principles that helped me rebuild from bankruptcy to senior technology leadership now guide thousands of readers in creating their own financial security.
Inside the book, you’ll discover:
✓ Honest Story of Financial COllapse & Recovery
✓ Practical ways to manage your finances
✓ finances in families and Work
Who This Book Is For
Your Guide at Every Stage of Financial Life.

Rebuilding After Setback
Whether you’re recovering from job loss, divorce, business failure, or overwhelming debt, this book provides the practical roadmap to rebuild your financial life from the ground up. Learn the exact steps I took to transform bankruptcy into success.

Managing Growing Success
Navigate the complexities of increasing income, compensation, and investment opportunities with confidence and clarity. Discover how to make work-life harmony a priority while building sustainable wealth that withstands market fluctuations.

Creating Lasting Legacy
Transform your financial knowledge into a powerful gift for future generations. Learn how to not only build and protect wealth but also pass on the wisdom, values, and systems that will help your family thrive financially for generations to come.
Why This Book Is Different
Tested Through Real Experience
Not Just Theory
- Practical strategies and tools tested through both success and failure
- Accessible and structured approach for all income and career levels
- Systems and processes that can be adapted to your unique situation
- Guidance for modern and traditional financial challenges


Featured Book Content
Start With These Sample Chapter Insights
Chapter 1: Budgeting
Creating effective money management systems resembles designing irrigation for a garden—different areas need different amounts of resources that apply at the right times.
Chapter 2: Debt
The most successful approach to debt management combines clear understanding with strategic action. Different types of debt require different management strategies to apply.
The Real Money Guide Tools
Practical Tools for Real Results
Couples Expense Sharing Selector
Find the fairest approach to sharing expenses in relationships with this interactive tool. Whether you have similar or dramatically different incomes, this selector helps create transparency and harmony in financial partnerships.
50/30/20 Budget Calculator
Discover where your hard-earned money disappears with this systematic checklist. Uncover forgotten fees, and spending blind spots that could be redirecting hundreds or thousands of dollars away from your goals each year.
Emergency Fund Sizing Tool
Calculate your ideal financial cushion based on your unique income pattern, essential expenses, and personal risk factors. Stop guessing how much you need to sleep soundly at night and find the right fund size.
Financial Wisdom Through Real Experience
After experiencing both six-figure success and complete financial collapse, I’ve developed practical strategies that work in real life—not just on paper. My journey from Marine service to corporate technology leadership taught me that financial resilience isn’t about perfection, but about adaptable systems that work for your unique situation.
What sets this approach apart is that every strategy in The Real Money Guide has been pressure-tested through actual financial rebuilding. The same principles that helped me recover from bankruptcy now guide thousands of readers toward sustainable financial security, regardless of their starting point.

