Asset Allocation Worksheet

This worksheet will help you determine an appropriate investment mix based on your time horizon and risk tolerance. Answer all questions honestly to receive a personalized asset allocation recommendation that aligns with your financial goals and comfort level with market volatility.

Time Horizon

Risk Tolerance

Investment Experience

Results

Your Recommended Asset Allocation

Your Investor Profile

Moderate Growth Investor

You have a balanced approach to investing, seeking both growth and income with moderate risk. You’re willing to accept some fluctuations in your portfolio value to achieve returns that outpace inflation over the medium to long term.

Key Factors in Your Result:

Recommended Asset Allocation

Detailed Allocation Breakdown

Stocks (Equities)

60%

For long-term growth

Bonds (Fixed Income)

30%

For income and stability

Cash & Equivalents

For liquidity and safety

Alternative Investments

For diversification

Stock Allocation Breakdown

U.S. Large Cap

25%

U.S. Mid/Small Cap

15%

International Developed

15%

Emerging Markets

Bond Allocation Breakdown

U.S. Government

10%

Corporate

10%

Municipal

International

Customize Your Allocation

Use the sliders below to adjust your allocation if you wish to customize it based on your personal preferences. The chart will update in real-time to reflect your changes.

Stocks

60%

Bonds

30%

Cash

Alternatives

Compare Investment Strategies

Consider these common investment strategies based on different risk profiles. Click on a strategy to see how it compares to your personalized recommendation.

Conservative

Priority: Capital preservation with some income

Stocks: 20-30% | Bonds: 50-60% | Cash: 10-20% | Alternatives: 0-10%

Moderately Conservative

Priority: Income with some growth

Stocks: 40-50% | Bonds: 40-50% | Cash: 5-15% | Alternatives: 0-5%

Moderate

Priority: Balanced growth and income

Stocks: 50-60% | Bonds: 30-40% | Cash: 5-10% | Alternatives: 0-10%

Moderately Aggressive

Priority: Growth with some income

Stocks: 65-75% | Bonds: 20-30% | Cash: 0-5% | Alternatives: 0-10%

Aggressive

Priority: Maximum growth potential

Stocks: 80-90% | Bonds: 5-15% | Cash: 0-5% | Alternatives: 0-10%

Important Notes:

This asset allocation worksheet provides general recommendations based on your responses and is for educational purposes only.
The suggested allocations are starting points and may need to be adjusted based on your specific financial situation, including factors not covered in this worksheet.
Past performance is not indicative of future results. The value of investments can go down as well as up, and you may get back less than you invest.
Consider consulting with a qualified financial advisor before making significant investment decisions.
Your asset allocation should be reviewed periodically or when major life changes occur.

Asset Allocation Worksheet

Asset Allocation Worksheet

Step 1: Your Time Horizon

When do you expect to begin withdrawing money from your investment account?

Once you begin withdrawing funds from your investment account, how long will you need the money to last?

What is the primary financial goal for this investment portfolio?

Step 2: Your Risk Tolerance

Which statement best describes your attitude toward investment risk?

The chart below shows the potential range of returns for five hypothetical investment portfolios over a one-year period. Which portfolio would you be most comfortable holding?

If your investment portfolio lost 20% of its value in a market downturn, what would you most likely do?

Step 3: Your Investment Experience

How would you describe your knowledge of investments?

Which of the following investments have you had experience with? (Select all that apply)

How often do you typically review and rebalance your investments?

Your Recommended Asset Allocation

Your Investor Profile

Moderate Growth Investor

Key Factors in Your Result:

Recommended Asset Allocation

Detailed Allocation Breakdown

Stock Allocation Breakdown

Bond Allocation Breakdown

Customize Your Allocation

Compare Investment Strategies

Conservative

Moderately Conservative

Moderate

Moderately Aggressive

Aggressive

Comparison with Selected Strategy

Important Notes: