ESTIMATED BOOK RELEASE DATE JUNE 2025
The Real Money Guide offers readers an unprecedented combination of raw personal experience and comprehensive financial wisdom. This guide begins with the author’s compelling journey through financial collapse and bankruptcy, transforming these hard-learned lessons into a practical roadmap for others seeking financial stability and independence.
Unlike traditional financial advice books, this guide addresses the complete spectrum of personal finance through the lens of real-world experience. Readers will find practical, actionable guidance on essential money topics including budgeting fundamentals, emergency fund creation, credit management, and investment strategies. The book delves deep into often-overlooked areas such as insurance planning, real estate decisions, and estate preparation, providing a holistic approach to financial wellness.
Previews for Chapters 1 and 2 of Part II are available below.
Book Content
Part I
A Journey Through Financial Success, Collapse, and Rebirth
Before diving into financial strategies and systems, you deserve to understand the journey that shaped them. This section shares my financial life story, not because it’s uniquely special, but because within it are universal lessons that might illuminate your own path.
Chapter I: The Path To Success and First Signs of Trouble (1992-2004)
Chapter II: The Slow Descent (2004-2014)
Chapter III: Rebirth and Recovery (2015-2018)
Chapter IV: The New Foundation (2018-2022+)
Part II
“THE MISSING MANUAL” FOR FINANCIAL RECOVERY
Theory means nothing without practical application. While Part I showed you the reality of financial success, failure, and rebirth through my personal journey, Part II transforms those lessons into actionable strategies you can implement in your own life. This is the manual I wish I’d had—both during my early success and while rebuilding from bankruptcy.
Section 1: Core Financial Foundations
Master the essential building blocks of financial stability, from budgeting to emergency funds
Chapter 1: Budgeting and Cash Flow: The Foundation of Financial Success
Chapter 2: Debt Management: Understanding and Overcoming Financial Obligations
Chapter 3: Personal Banking: Tools and Strategies
Chapter 4: Emergency Funds: Building Your Safety Net
Section 2: Protection & Security
Learn to protect what you’re building through intelligent risk management
Chapter 5: Credit: Building and Managing Your Financial Reputation
Chapter 6: Insurance: Protecting Financial Future
Chapter 7: Financial Technology Security
Section 3: Wealth Building
Explore multiple paths to building wealth, from investments to real estate.
Chapter 8: Investing: Long-Term Growth
Chapter 9: Real Estate: Building Wealth Through Property
Chapter 10: Government Benefits: Maximizing Your Support Systems
Chapter 11: Student Loans: Managing Educational Debt
Section 4: Career & Income
Maximize your earning potential while optimizing tax efficiency and work-life balance.
Chapter 12: Career Financial Planning: Maximize Yourself
Chapter 13: Taxes: Understanding and Managing Your Obligations
Chapter 14: Work-Life Harmony: Building Sustainable Success
Section 5: Family & Legacy
Create lasting impact by transferring both wealth and wisdom to future generations.
Chapter 15: Money In Relationships: Building Financial Partnerships
Chapter 16: Financial Literacy For Families: Building Generational Wisdom
Chapter 17: Estate Planning: Protecting Your Legacy
Book Details
★★★★★
Product Information
The Real Money Guide: The Missing Manual for Financial Recovery is available in three formats to suit your reading preferences. Each edition contains the complete text with all worksheets, diagrams, and resources. All editions are available for purchase directly through this website or from major retailers including Amazon, Barnes & Noble, and Books-A-Million. Orders placed directly through our website include exclusive access to additional digital resources not available with retailer purchases.
ISBNs:
Ebook: 979-8-9925330-0-2, April 15, 2025
Paperback: 979-8-9925330-1-9, April 15, 2025
Hardback: 979-8-9925330-2-6, April 15, 2025
Where to buy:
Amazon.com
BN.com
Books-A-Million
testimonials
What customers say
“As a nurse practitioner juggling student loans, a mortgage, and retirement planning, I’ve read dozens of financial books that left me overwhelmed with theory but lacking practical steps. David’s book changed everything. His combination of personal story and actionable strategies gave me a clear path forward.”
Elena Rodriguez, Nurse Practitioner
“I was skeptical about yet another finance book, especially as a small business owner with unpredictable income. David’s approach to variable income management has transformed how I handle my business finances. His personal journey through both success and failure makes the advice relatable, and the worksheets are worth their weight in gold.”
Steve Johnson, Construction Contractor