From Chapter 9: "Investing"
FIRE Planner
Calculate your path to Financial Independence with timeline projections, Coast FIRE analysis, and milestone tracking.
4% Safe Withdrawal Rate
25x Expenses Multiple
50 Years Projection Range
FIRE Number
$1,250,000
25x annual expenses
Years to FIRE
17
Age 47
Progress
4%
$50,000 saved
FIRE Income
$4,167
per month
Journey to FIRE 4%
$0 $1,250,000
FIRE Milestones
Coast FIRE Status
Portfolio Growth Projection
Scenario Comparison
Conservative
5% annual return
22 years
Age 52
Moderate
7% annual return
17 years
Age 47
Aggressive
9% annual return
14 years
Age 44
Savings Rate Impact
What if you saved a little more?
Your Current Savings Rate 33%
Years to FIRE 17 years
+5% Savings
New Rate 38%
Years to FIRE 15
2 years saved
+10% Savings
New Rate 43%
Years to FIRE 13
4 years saved
+15% Savings
New Rate 48%
Years to FIRE 11
6 years saved
Tip: Even small increases in savings rate can dramatically accelerate your FIRE timeline. Consider cutting discretionary spending or increasing income to boost your rate.
Personalized Insights
Ready for the Next Step?
Now that you know your FIRE timeline, make sure your plan is sustainable.